Determining what you should list your house for can be confusing. It is important to hire an experienced, knowledgeable real estate agent who knows the area and can offer advice. Before you list your home, be sure that your Realtor performs a comparative market analysis. This will help you determine a reasonable price for your home based on sales of similar homes in your area. It is very important to set a good fair price the first time around. Studies have have shown that the first week that a listing goes on the market, it receives nearly four times more visits online than it does a month later.
Bradford Miller Law, P.C. can assist you with all your real estate needs. From buying, selling, renting and even helping you with a building code violation we are here to help with all your real estate needs at a very reasonable rate. Our experienced Real Estate Attorneys have been representing real estate clients for several years now and have earned membership in the Better Business Bureau. At www.bradfordmillerlaw you will find information about our firm along with helpful real estate information. To discuss your pending or potential real estate transaction call us at 312-238-9298 for a Free 15-minute consultation.
Posted by Bradford Miller Law, P.C.
Practicing in Real Estate Law, Landlord Tenant Law, and Estate Planning
134 N. LaSalle, Suite 1040
Chicago, IL 60602
Offering free legal representation to homeowners seeking a short sale
Key words: Chicago short sale attorney, Chicago landlord tenant law attorney, Chicago estate planning attorney, Estate Planning Lawyer, Chicago leases, Chicago real estate attorney, Chicago real estate lawyer, Chicago real estate closings, Chicago building code violations, Short sale attorney Chicago. This is intended to be advertising. Please consult with an attorney before acting on any information given here
Thursday, November 20, 2014
Tuesday, November 18, 2014
Required loan documentation
To insure that your home buying experience goes smoothly, it will be helpful to have the following paperwork ready to present to the lender. You may also need additional documentation but this is a good start.
Income verification-you must prove that you have a regular, reliable source of income. Pay stubs, bank account information, W-2 forms, 1099 forms if you are self employed and if you’re retired proof of Social Security income and an accounting of your retirement assets.
Tax transcripts-most mortgage applications require you to provide two years of tax transcripts, not the 1040 form you filed. A tax transcript is the record that gets created when the IRS processes your return. Visit www.irs.gov to obtain these documents.
Credit history-most lenders will run a credit check and will ask you about your credit card history along with any loans such as car and student loans. Have all this information ready including account numbers.
Proof that you pay your bills-lenders want to see how you handle your bills. Many times they will ask you to prove your payment history. If you’re currently a renter, you might need to supply up to a year’s worth of rent receipts, as well as the contact information for your landlord. They may also ask for utility bills, credit card statements, insurance payments and other recurring bill.
Down payment money-where did it come from? If not from your own savings, sometimes the money comes from a family member. If so, the lender needs to know if it is a gift or a loan. If it is a loan, it will be counted as a debt. If it is a gift, you will need a letter stating that the money does not need to be paid back.
Owning a home rather than renting is a great way for you to build wealth. If you are thinking of buying a home or purchasing an income property, Bradford Miller Law, P.C. can help you every step of the way. From buying, selling, renting and even helping you with a building code violation we are here to help with all your real estate needs at a very reasonable rate.
Our experienced Real Estate Attorneys have been representing real estate clients for several years now and have earned membership in the Better Business Bureau. Our website has information about our firm and helpful real estate information. To discuss your pending or potential real estate transaction call us at (312) 238-9298 for a Free 15-minute consultation.
Posted by Bradford Miller Law, P.C.
Practicing in Real Estate Law, Landlord Tenant Law, and Estate Planning
134 N. LaSalle, Suite 1040
Chicago, IL 60602
http://www.bradfordmillerlaw.com
Offering free legal representation to homeowners seeking a short sale
Key words: Chicago short sale attorney, Chicago landlord tenant law attorney, Chicago estate planning attorney, Estate Planning Lawyer, Chicago leases, Chicago real estate attorney, Chicago real estate lawyer, Chicago real estate closings, Chicago building code violations, Short sale attorney Chicago. This is intended to be advertising. Please consult with an attorney before acting on any information given here.
Income verification-you must prove that you have a regular, reliable source of income. Pay stubs, bank account information, W-2 forms, 1099 forms if you are self employed and if you’re retired proof of Social Security income and an accounting of your retirement assets.
Tax transcripts-most mortgage applications require you to provide two years of tax transcripts, not the 1040 form you filed. A tax transcript is the record that gets created when the IRS processes your return. Visit www.irs.gov to obtain these documents.
Credit history-most lenders will run a credit check and will ask you about your credit card history along with any loans such as car and student loans. Have all this information ready including account numbers.
Proof that you pay your bills-lenders want to see how you handle your bills. Many times they will ask you to prove your payment history. If you’re currently a renter, you might need to supply up to a year’s worth of rent receipts, as well as the contact information for your landlord. They may also ask for utility bills, credit card statements, insurance payments and other recurring bill.
Down payment money-where did it come from? If not from your own savings, sometimes the money comes from a family member. If so, the lender needs to know if it is a gift or a loan. If it is a loan, it will be counted as a debt. If it is a gift, you will need a letter stating that the money does not need to be paid back.
Owning a home rather than renting is a great way for you to build wealth. If you are thinking of buying a home or purchasing an income property, Bradford Miller Law, P.C. can help you every step of the way. From buying, selling, renting and even helping you with a building code violation we are here to help with all your real estate needs at a very reasonable rate.
Our experienced Real Estate Attorneys have been representing real estate clients for several years now and have earned membership in the Better Business Bureau. Our website has information about our firm and helpful real estate information. To discuss your pending or potential real estate transaction call us at (312) 238-9298 for a Free 15-minute consultation.
Posted by Bradford Miller Law, P.C.
Practicing in Real Estate Law, Landlord Tenant Law, and Estate Planning
134 N. LaSalle, Suite 1040
Chicago, IL 60602
http://www.bradfordmillerlaw.com
Offering free legal representation to homeowners seeking a short sale
Key words: Chicago short sale attorney, Chicago landlord tenant law attorney, Chicago estate planning attorney, Estate Planning Lawyer, Chicago leases, Chicago real estate attorney, Chicago real estate lawyer, Chicago real estate closings, Chicago building code violations, Short sale attorney Chicago. This is intended to be advertising. Please consult with an attorney before acting on any information given here.
Tuesday, November 11, 2014
Selling your home in winter or early spring
Redfin, a real estate brokerage recently looked at home sales from 2011 to 2013 and found that homes listed between December 21 and March 21 sold one week faster and for slightly more on average than any other season. This goes against the conventional wisdom that spring is the best time to sell your home. They also found that listing your home on a Thursday or Friday, so you are fresh in people’s minds when they’re making plans with their agent to go see homes on the weekend sell closer to their original list price and have the best chance of selling.
Thinking about selling your home? Bradford Miller Law, P.C. can assist you with all your real estate needs. From buying, selling, renting and even helping you with a building code violation we are here to help with all your real estate needs at a very reasonable rate. Selling or purchasing property involves a lot of legal details, and real estate law is always changing. To discuss your pending or potential real estate transaction call us at 312-238-9298 for a Free 15-minute consultation.
Our experienced Real Estate Attorneys have been representing real estate clients for several years now and have earned membership in the Better Business Bureau. At www.bradfordmillerlaw.com you will find information about our firm along with helpful real estate information.
Posted by Bradford Miller Law, P.C.
Practicing in Real Estate Law, Landlord Tenant Law, and Estate Planning
134 N. LaSalle, Suite 1040
Chicago, IL 60602
Offering free legal representation to homeowners seeking a short sale
Key words: Chicago short sale attorney, Chicago landlord tenant law attorney, Chicago estate planning attorney, Estate Planning Lawyer, Chicago leases, Chicago real estate attorney, Chicago real estate lawyer, Chicago real estate closings, Chicago building code violations, Short sale attorney Chicago. This is intended to be advertising. Please consult with an attorney before acting on any information given here.
Thinking about selling your home? Bradford Miller Law, P.C. can assist you with all your real estate needs. From buying, selling, renting and even helping you with a building code violation we are here to help with all your real estate needs at a very reasonable rate. Selling or purchasing property involves a lot of legal details, and real estate law is always changing. To discuss your pending or potential real estate transaction call us at 312-238-9298 for a Free 15-minute consultation.
Our experienced Real Estate Attorneys have been representing real estate clients for several years now and have earned membership in the Better Business Bureau. At www.bradfordmillerlaw.com you will find information about our firm along with helpful real estate information.
Posted by Bradford Miller Law, P.C.
Practicing in Real Estate Law, Landlord Tenant Law, and Estate Planning
134 N. LaSalle, Suite 1040
Chicago, IL 60602
Offering free legal representation to homeowners seeking a short sale
Key words: Chicago short sale attorney, Chicago landlord tenant law attorney, Chicago estate planning attorney, Estate Planning Lawyer, Chicago leases, Chicago real estate attorney, Chicago real estate lawyer, Chicago real estate closings, Chicago building code violations, Short sale attorney Chicago. This is intended to be advertising. Please consult with an attorney before acting on any information given here.
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